Latest FinTech & Blockchain News

πŸ“…April 7, 2026 at 1:00 AM
FinTech sees funding boosts and expansions; blockchain advances with crypto mortgages, class actions review, LatAm regulations, and cautious price predictions.
1

Better Home & Finance and Coinbase Launch Crypto-Backed Mortgages with Fannie Mae

Better Home & Finance and Coinbase announced a partnership with Fannie Mae on March 26, 2026, to offer mortgages backed by bitcoin or USD coin as collateral for down payments.Source 1 This marks the first Fannie Mae-compliant crypto-backed mortgages following FHFA's 2025 directive, enabling lower interest rates without liquidating assets.Source 1 The structure involves a second loan on crypto collateral alongside a standard Fannie Mae loan.Source 1

2

Cross River Raises $50M from T. Rowe Price for Embedded Finance, Crypto, and AI

Cross River secured USD 50 million in equity funding from T. Rowe Price and existing investors on April 6, 2026, to expand its embedded finance, crypto, and AI platforms.Source 3 The investment aims to scale services for over 1,000 partners.Source 3 This bolsters Cross River's position in fintech infrastructure.Source 3

3

American Fintech Council Welcomes Womble Bond Dickinson to Legal Advisory Committee

On April 7, 2026, the American Fintech Council (AFC) added Womble Bond Dickinson to its Legal Advisory Committee to strengthen the fintech ecosystem.Source 4 The collaboration focuses on advancing responsible innovation and policy efforts.Source 4 This enhances AFC's legal expertise in Washington, D.C.Source 4

4

Duane Morris Publishes Digital Assets and Blockchain Class Action Review 2026

Duane Morris released the Digital Assets and Blockchain Class Action Review – 2026 on April 6, 2026, analyzing trends, decisions, and settlements in crypto litigation.Source 5 The eBook highlights 2025's surge in class actions amid reduced enforcement priorities.Source 5 It provides strategic insights for legal professionals in the evolving industry.Source 5

5

TRM Labs Highlights Latin America's Crypto Surge and Compliance Challenges

TRM Labs' April 6, 2026, report notes stablecoins dominate 95% of inflows to sanctioned entities globally, urging blockchain monitoring in LatAm.Source 6 Brazil's February 2026 VASP rules impose AML and capital requirements up to USD 6.9M.Source 6 Mexico expanded AML laws in 2025 for virtual assets, with threats from cartels and sanctioned flows.Source 6

6

Solana and Cardano Face Price Pressure After Hacks and Drops

Solana targets $78-$102 in April 2026 predictions after a $280M Drift protocol hack caused a 13% weekly drop.Source 2 Cardano eyes $0.24-$0.42, down 8% recently and 92% from ATH.Source 2 Circle failed to freeze stolen funds moved to Ethereum.Source 2

7

Titan Launches Banking-Native AI Models for Regulated Institutions

Titan introduced banking-native AI models on April 6, 2026, tailored for regulated financial institutions.Source 3 These models enhance fintech operations in compliance-heavy environments.Source 3 The launch supports AI integration in banking.Source 3

8

Chime Launches Chime Prime Premium Banking Tier

Chime rolled out Chime Prime on April 6, 2026, offering 5% cash back and travel perks.Source 3 This premium tier targets enhanced user benefits in digital banking.Source 3 It positions Chime competitively in fintech consumer services.Source 3

9

Mastercard and Scale Expand Card Issuance for Fintechs in Sub-Saharan Africa

Mastercard partnered with Scale on April 3, 2026, to broaden card issuance for fintechs in Sub-Saharan Africa.Source 3 The expansion facilitates faster market entry and growth.Source 3 It supports regional fintech adoption.Source 3

10

Italy Fines Revolut €11.5M for Misleading Investment Claims

Italy fined Revolut EUR 11.5 million on April 3, 2026, for misleading investment claims and account practices.Source 3 The penalty underscores regulatory scrutiny on fintech transparency.Source 3 Revolut must improve compliance in promotions.Source 3

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