Latest FinTech & Blockchain News

📅January 31, 2026 at 1:00 PM
FinTech and blockchain see CoinFund's liquid fund launch, US Senate crypto bill advance, Bancorp's fintech strategy, Fairshake PAC expansion, and global regulatory shifts amid market predictions.
1

CoinFund Launches Liquid Crypto Fund Amid TradFi-Crypto Convergence

CoinFund is spinning out its Liquid Fund to capitalize on the 2026 convergence of traditional finance and crypto markets, as highlighted by managing partner Seth Ginns. The fund aims to compete with traditional hedge funds entering the space, following recent SEC and CFTC developments.Source 1 Institutional capital is increasingly flowing into crypto, with diversification across liquid assets.Source 1

2

Senate Agriculture Committee Advances Crypto Market Structure Bill

The US Senate Agriculture Committee passed crypto market structure legislation on a 12-11 party-line vote, covering CFTC oversight.Source 4 Democrats opposed due to unresolved issues like ethics and CFTC quorum, with amendments on bailouts and fraud rejected.Source 4 The bill now heads to the Banking Committee for further review.Source 4

3

The Bancorp Outlines Fintech Transformation Strategy Post-Earnings Miss

The Bancorp released its January 2026 investor presentation detailing APEX 2030 strategy for fintech dominance, despite Q4 2025 earnings shortfall causing shares to drop 8.41%.Source 3 Fintech Solutions segment manages $7.2B deposits and $1T payment volume with 50M active accounts.Source 3 Targets include ROE over 50% via AI efficiency and partnerships.Source 3

4

Blockcast Podcast Predicts Stablecoins, DeFi, and NFT Trends for 2026

Blockcast 84 features experts forecasting stablecoin rise, AI payments, real-world assets, and NFT utility beyond hype in 2026.Source 2 Panel discusses regulation, US policy shifts, and financial literacy amid maturing crypto infrastructure.Source 2 Emphasis on SMEs driving practical adoption and emerging risks.Source 2

5

Fairshake Pro-Crypto PAC Amasses $193M War Chest for Midterms

Fairshake PAC and affiliates raised over $193M, up $60M from 2024, backed by Ripple, Coinbase, and a16z.Source 4Source 5 Funds aim to influence fintech regulation via pro-crypto lobbying.Source 5 This follows $119M crypto industry spending in 2024 elections.Source 5

6

Chainalysis Reports $82B in Crypto Money Laundering Last Year

Chainalysis estimates at least $82B in crypto money laundering in the prior year, up sharply from 2020, driven by Chinese networks.Source 4 Report underscores growing illicit finance risks in blockchain.Source 4 Highlights need for enhanced compliance amid adoption.Source 4

7

SEC Drops Case Against Winklevoss Twins' Gemini Crypto Exchange

The SEC dismissed its case against Gemini Trust, the Winklevoss-founded crypto exchange.Source 4 This resolves regulatory pressure on the platform.Source 4 Comes amid broader US crypto policy shifts.Source 4

8

Crypto Billionaires' Political Spending Drives Regulatory Clarity

Crypto industry spent $119M in 2024 elections via PACs like Fairshake, influencing GENIUS and CLARITY Acts for stablecoins and assets.Source 5 Enabled 55% hedge fund crypto investment by 2025 and global alignment under MiCA.Source 5 Raises ethical concerns over policy influence.Source 5

9

Indian Investors Seek VDA Tax Loss Relief in Budget 2026

Ahead of India's Budget 2026, VDA investors demand ability to claim losses alongside 30% gains tax on crypto.Source 7 Covers Bitcoin and stablecoins under Income Tax Act.Source 7 Experts call for tax certainty for foreign investors transitioning to new code.Source 7

10

Prediction: XRP to Plunge 50% by End of 2026 Amid Adoption Concerns

Analysts predict XRP price drop due to sluggish bank adoption, rising stablecoin preference, and SWIFT digital tests.Source 6 Ripple's network faces competition from fiat and stablecoins.Source 6 Questions future utility despite explosive potential.Source 6

11

FedNow Shows Sparse Uptake Compared to Private RTP Network

Federal Reserve's FedNow real-time payments network exhibits low scaling versus private RTP, per latest stats.Source 4 Impacts FinTech payment innovations.Source 4 Highlights challenges in public vs. private infrastructure.Source 4

12

OCC Tailors Supervision for Crypto-Focused National Trust Banks

OCC plans risk-based supervision for new crypto national trust banks using expert examiners.Source 4 Focuses on digital asset activities to meet standards.Source 4 Supports novel charters in blockchain banking.Source 4

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