Latest FinTech & Blockchain News

📅January 30, 2026 at 1:00 PM

FinTech sees SoFi's strong growth and blockchain re-entry, NYSE's ambitious but questioned plans, regulatory shifts in UK/EU, and DTC blockchain innovations.

SoFi Technologies Reports Exceptional Earnings and Targets 30% Member Growth

SoFi's CEO highlighted targeting 30% member growth and 20% revenue growth at a conference, with recent earnings topping Wall Street expectations despite a 6.2% stock dip pre-report. The stock has gained 52.4% over one year amid recession worries, showing cautious optimism with some analysts noting a steep premium while others see long-term potential. SEC filings show asset managers increasing stakes in the second half of the year.

SoFi Explores Crypto Re-Entry and Blockchain Partnerships

SoFi is re-entering the crypto and blockchain space as the first nationally chartered bank offering cryptocurrency trading. It launched an AI-focused ETF and partnered with Lightspark for blockchain-based international money transfers. This builds on its Galileo acquisition to scale financial services rapidly.

NYSE Announces Major Blockchain Upgrade for Thousands of Stocks

The New York Stock Exchange plans to put thousands of stocks on the blockchain, signaling crypto's growing influence amid tokenized equities. Columbia professor Omid Malekan calls it hype-heavy with no specifics on blockchain choice or technical details. Critics note it preserves existing partners, conflicting with blockchain's disintermediation potential, as startups like Securitize lead in tokenization.

Payments and FinTech Regulation 2026 Outlook for UK and EU

Upcoming regulations for payments and FinTech in 2026 are highlighted as key reading, focusing on horizons in the UK and EU. This comes amid broader industry shifts including central bank collateral acceptance. Details emphasize evolving compliance landscapes for financial technologies.

Revolut Partners with ElevenLabs to Enhance Customer Service

Revolut has partnered with ElevenLabs to bolster its customer service capabilities. This move aims to improve user experience through advanced tech integration in FinTech operations. It aligns with Revolut's growth in the competitive digital banking space.

Eurosystem to Accept DLT-Based Assets as Central Bank Collateral

The Eurosystem announced acceptance of DLT-based assets as central bank collateral, advancing blockchain in traditional finance. This supports tokenized assets and bridges crypto with central banking systems. It marks a significant regulatory step for distributed ledger technologies.

UK Bans Coinbase Ads Implying Crypto Eases Cost of Living

UK regulators banned Coinbase advertisements suggesting cryptocurrency could alleviate cost of living concerns. This reflects tightening oversight on crypto marketing amid economic pressures. It underscores growing scrutiny on misleading FinTech promotions.

Sweden’s Ikano Bank Prioritizes People in Automation Efforts

Ikano Bank claims to put people at the center of its automation strategy in banking operations. This human-centric approach differentiates it in FinTech automation trends. It highlights balancing technology with customer focus.

Santander to Close 44 Branches Ahead of £2.6bn TSB Takeover

Santander plans to close 44 more branches as it prepares for a £2.6bn takeover of TSB. This reflects ongoing branch rationalization in favor of digital banking channels. The move supports FinTech-driven consolidation in retail banking.

Direct-to-Consumer Blockchain Apps Reshape Engagement Economics

New DTC businesses on blockchain infrastructure challenge traditional models by rewriting engagement economics. These apps prove blockchain enables direct, efficient consumer interactions without intermediaries. They signal a shift in FinTech towards decentralized consumer finance.

SoFi’s Banking Charter Drives Deposit Growth and Profitability

SoFi’s national banking charter enables efficient use of its growing deposit base for lending, boosting net interest income. Strategies include expanding products like lending, investments, and insurance for cross-selling. This aims to increase customer retention and lifetime value.