Latest FinTech & Blockchain News

đź“…December 25, 2025 at 1:00 AM
Major fintech and blockchain developments: crypto funds raise big capital, AI and AML scale in finance, regulatory moves, tokenization and fintech funding surge.
1

HashKey Capital raises $250M toward $500M blockchain fund

HashKey Capital closed the first $250 million tranche for its $500 million HashKey Fintech Multi‑Strategy Fund IV to invest in blockchain infrastructure and real‑world Web3 applicationsSource 5. The fund targets long‑term blockchain projects and ecosystem investments across Asia and global marketsSource 5.

2

Robinhood’s 2025 pivot: prediction markets and crypto reshape valuation models

Robinhood’s strategy leaning on prediction markets and crypto is driving revenue diversification and new valuation frameworks, leveraging CFTC‑backed platforms and its 40M+ usersSource 1. Analysts note prediction markets provide real‑time crowd data for pricing, while regulatory legitimacy (CFTC oversight) supports institutional adoptionSource 1.

3

Banks and fintechs scale AI for financial crime and compliance

Research from Hawk and Chartis shows AI moved from experimentation to operational deployments in AML, fraud and screening, with ~90% of banks encouraging AI use and many reporting cost savingsSource 4. Firms now focus on controlled scaling with explainability and regulatory alignment as prioritiesSource 4.

4

UK FCA launches AI sandbox; banks partner with major AI firms

The UK FCA initiated an AI sandbox in collaboration with Nvidia to test governance and safety for AI in finance, while banks like NatWest and UBS announced partnerships with OpenAI and other AI vendors to accelerate AI transformationSource 3. These moves aim to balance innovation with oversight and operational risk controlsSource 3.

5

Stablecoin payments startup Coinbax raises $4.2M seed to integrate into banks

Connecticut‑based Coinbax raised $4.2 million to build software enabling banks and enterprises to manage stablecoin payments with controls like multi‑party approvals and conditional releasesSource 2. Investors include BankTech Ventures and Connecticut Innovations; funds will accelerate integrations with custody and wallet providersSource 2.

6

Bitcoin dips below $88K during thin holiday liquidity

Bitcoin slipped under $88,000 amid low liquidity in holiday trading, increasing volatility and raising speculation about a near‑term breakout or breakdown as traders return to marketsSource 6. Market commentators flagged that thin volumes can amplify modest sentiment shiftsSource 6.

7

Tokenization gains traction in money market funds and liquidity management

Tokenization is being explored as a way to modernize money market funds and improve liquidity management, with industry analyses (e.g., JP Morgan AM and Crane Data coverage) highlighting potential for faster settlement and new distribution modelsSource 9. Industry players are piloting tokenized cash‑equivalent instruments to increase efficiencySource 9.

8

Fintech funding and corporate M&A activity continues despite macro uncertainty

Regional fintech fundraising and M&A remained active in late 2025, with startups securing seed rounds and incumbents pursuing strategic partnerships to integrate crypto, payments and AI capabilitiesSource 2Source 1. Observers say diversification into crypto, prediction markets and AI is reshaping corporate roadmaps and valuationsSource 1Source 2.

9

Industry funds and VCs double down on blockchain infrastructure

Multiple funds and VCs increased allocations to blockchain infrastructure and middleware in 2025, exemplified by large fundraises like HashKey’s and reported VC interest across custody, L2 scaling and toolingSource 5. The capital surge aims to accelerate enterprise‑grade blockchain services and compliance toolingSource 5.

10

FinTech media roundup: market commentary and ecosystem reports

FinTech media outlets summarized year‑end trends — AI adoption, regulatory sandboxes, tokenization and crypto market resilience — offering sector analyses and forecasts for 2026Source 3Source 7Source 8. These pieces consolidate survey findings and major strategic moves by banks and fintechs through 2025Source 3Source 7.