Latest FinTech & Blockchain News
Aptos Introduces Post-Quantum Signatures for FinTech Security
Aptos is rolling out SLH-DSA, a hash-based post-quantum signature scheme resilient against quantum attacks, aiding fintech startups in securing crypto payroll and meeting regulations. This protects against 'harvest now, decrypt later' threats and enhances long-term data integrity for B2B payments.
Adoption could provide a competitive edge in the evolving crypto landscape.
$18T Retirement Industry Views Blockchain as Survival Key
The retirement sector sees blockchain as essential amid neo-broker competition like Robinhood entering rollovers and savings. Experts advocate wallet-driven systems for programmable assets and benefits, with firms like Franklin Templeton bridging to on-chain infrastructure.
Watch wallet adoption and neo-banks as signals of on-chain shift.
FinTech Revolution Reshapes Traditional Banking with AI and Payments
Fintechs like Revolut report 72% revenue growth via AI superapps, outpacing banks at 6%. Global payments hit $2.4T in 2023, projected to $3.1T by 2028, with AI in fintech growing to $83B by 2030.
RegTech spending surges 124% through 2028 to meet compliance needs.
Crypto Dispensers Launches Regulated Bitcoin POP to Replace ATMs
Bitcoin POP offers a safer, regulated alternative to legacy Bitcoin ATMs with lower limits and oversight to curb fraud. CEO Firas Isa warns of ATM industry collapse due to irreversible transactions and high risks.
Designed for cash-to-Bitcoin access in a maturing market with stricter standards.
TRM Labs' 2025 Highlights: 23 New Blockchains and Crime Disruption
TRM supported 23 blockchains like Sui and Hedera, released 120+ features including Seed Analysis for rapid wallet seizure. Frozen $330M illicit assets via T3 FCU and aided 93K deconflictions.
Stablecoin policies advanced in 70% of jurisdictions, boosting institutional crypto adoption.
Visa Expands USDC Stablecoin Settlement to US Banks
Visa enables USDC settlements with Cross River Bank and Lead Bank as first US institutions. This expands stablecoin use for faster, efficient payments in the domestic market.
Supports growing institutional adoption of digital assets.
BNB Chain Enables Real-Time Crypto Payments for AWS Customers
BNB now supports instant crypto payments directly for AWS services. Enhances seamless integration of blockchain payments in cloud computing ecosystems.
Part of broader real-time payment innovations in FinTech.
Future Banking: AI, Blockchain, and Quantum-Resistant Tech Predicted
Vision of invisible AI advisors, blockchain settlements, and quantum cryptography automating finance. Smart contracts handle payments instantly; decentralized systems serve global access without traditional intermediaries.
Calls for banks to embrace tech for relevance beyond digitization.
Algorand Targets Financial Inclusion with Fast Blockchain
Algorand focuses on low-cost, high-speed blockchain for underserved financial inclusion. Positions as efficient alternative in FinTech and blockchain applications.
Highlights ongoing innovations in accessible digital finance.
CFTC Pro-Crypto Reforms Catalyze Institutional Onboarding
CFTC reforms boost institutional crypto entry and market growth. Aligns with regulatory clarity unlocking 80% of jurisdictions for bank digital asset expansion.
Drives broader FinTech and blockchain adoption.
Stripe Enhances AI-Native Billing with Metronome Acquisition
Stripe acquires Metronome for usage-based pricing tailored to AI businesses. Processed $1.4T payment volume in 2024, up 27.75% YoY.
Strengthens position in digital payments infrastructure.