Latest FinTech & Blockchain News
GENIUS Act fuels surge in fintech-crypto M&A
U.S. passage of the GENIUS Act created a uniform federal framework for nonbank stablecoin issuance, which industry analysts say unlocked dealmaking and helped fintech-crypto M&A reach roughly $8 billion in 2025 year-to-date. This regulatory clarity is credited with reducing state-by-state licensing complexity and increasing strategic acquisitions of stablecoin-related businesses
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Visa launches USDC settlement in the United States
Visa announced expansion of its stablecoin settlement program to the U.S., enabling settlement with Circleâs USDC via partners and initial banks on Solana and planning broader availability through 2026. Visa also signaled deeper blockchain integration, including collaboration on a new Layerâ1 (Arc) to support global commercial activity
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Coinbase unveils broad 2025 product expansion: stocks, prediction markets, payments
Coinbaseâs 2025 âsystem updateâ expands beyond exchange services into 24/5 zeroâcommission stock trading, prediction markets, onâchain payments and business products while integrating DEX liquidity and developer payment APIs. The company frames this as a move to rebuild finance on crypto rails with integrated trading, payments and tokenized asset capabilities
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Market narrative shifts from hype to institutional realism in 2025
Analysts observe a structural shift in 2025 as institutional adoption and regulatory frameworks (GENIUS Act, EU MiCA) drive pragmatic, utilityâfocused crypto use cases while retail speculation wanes, reshaping capital flows and reducing extreme retail-driven volatility. The report cites adoption metrics and macro pressures that tempered speculative excesses in 2025
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RedotPay raises $107M Series B to scale stablecoin payments
Payments fintech RedotPay closed a $107 million Series B to expand its stablecoinâbased payment rails and scale operations across markets, per coverage in The Paypers. The funding reflects investor appetite for regulated stablecoin payment infrastructure as crossâborder crypto payments gain traction
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Launchpad Cadenza files for $200M IPO targeting blockchain and fintech deals
Special purpose acquisition company Launchpad Cadenza announced plans to raise $200 million in an IPO and pursue mergers and acquisitions in blockchain, fintech and digital assets, with the offering expected to complete around December 19, 2025. The SPAC intends to target technology and infrastructure companies across the digitalâasset ecosystem
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HashKey raises $206M in Hong Kong listing amid regional crypto activity
Crypto exchange HashKey completed a Hong Kong IPO raising approximately $206 million, signalling continued institutional and capital markets interest in Asiaâs crypto exchanges and infrastructure providers. The deal highlights Hong Kongâs growing role as a regional crypto capital markets hub
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Cross River and Highnote partner on stablecoin settlement platforms
Banking-as-a-service provider Cross River unveiled a stablecoin settlement platform in partnership with fintech Highnote to enable institutional rails for USDC settlement and payments, reflecting growing bankâfintech collaborations on tokenized settlement rails.
Bitvavo and SGâFORGE launch MiCAâcompliant EU stablecoins
European exchange Bitvavo partnered with SGâFORGE to introduce MiCAâcompliant stablecoins for the EU market, aiming to meet new regulatory standards and expand euroâpegged token options for European users and institutions.
Macro risks (BOJ rate path) threaten yearâend crypto volatility
Market coverage warns that anticipated Bank of Japan rate normalization could reduce global liquidity and pressure risk assets, with analysts noting potential downside for Bitcoin and altcoins as carry trades unwind and liquidity tightens. The commentary links central bank policy swings to shorterâterm crypto market drawdowns and option expiries that can amplify volatility
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