Latest FinTech & Blockchain News

📅December 16, 2025 at 1:00 PM
Major FinTech and Blockchain developments include US trust bank approvals for crypto firms, Visa's stablecoin settlements, JPMorgan's tokenized fund, and global partnerships boosting payments and fiat operations.
1

Five Crypto Firms Win Trust Bank Approvals Including Ripple, Circle, and BitGo

The OCC has conditionally approved national trust bank charters for five crypto firms: Ripple, Circle, BitGo, Paxos, and Fidelity Digital Assets, enabling regulated custody and fiduciary services for stablecoins like USDC ($78B+ reserves) and RLUSD.Source 1Source 5 Ripple CEO Brad Garlinghouse hailed it as 'huge news' for integrating stablecoins closer to traditional banking.Source 1 This strengthens oversight without full deposit or lending powers.Source 1

2

Visa Launches Stablecoin Settlement in the United States

Visa announced stablecoin settlement capabilities in the US, marking a breakthrough for integrating stablecoins into fintech and crypto payments.Source 2 This enables faster, more efficient transactions using stablecoins on Visa's network.Source 2 The move supports broader adoption in global payments.Source 2

3

JPMorgan Launches Tokenized Money Market Fund on Ethereum

JPMorgan's asset management arm will launch the My OnChain Net Yield Fund (MONY), a tokenized money-market fund on the Ethereum blockchain, supported by Kinexys Digital Assets.Source 1 This deepens the bank's involvement in crypto and blockchain-based financial products.Source 1 The fund targets institutional yield generation through on-chain assets.Source 1

4

TON Foundation Partners with OpenPayd for Global Fiat Operations

TON Foundation has partnered with OpenPayd to manage global fiat payments, currencies, and treasury as its Telegram ecosystem scales to over 1 billion monthly users.Source 3 OpenPayd's API unifies international fiat rails, aiding faster grants and cross-border operations for TON's Mini Apps.Source 3 TON CEO Max Crown noted it provides a more agile financial backbone.Source 3

5

Coinbase Selects Chainlink CCIP for Wrapped Asset Bridges

Coinbase chose Chainlink's Cross-Chain Interoperability Protocol (CCIP) as its exclusive bridge to expand wrapped assets like cbBTC and cbETH ($7B market value) across blockchains.Source 1 This enables secure cross-chain transfers and growth in blockchain ecosystems.Source 1 The integration supercharges Coinbase's wrapped asset infrastructure.Source 1

6

Sei Partners with Xiaomi for Pre-Installed Stablecoin Wallet

Sei Network partnered with Xiaomi to pre-install a mobile stablecoin payment app on new devices sold outside China and the US, targeting 168 million annual users.Source 4 This integrates crypto wallets directly into hardware for seamless payments.Source 4 The move accelerates mainstream stablecoin adoption via mobile devices.Source 4

7

Alipay and Rokid Open 'Look-and-Pay' for Smart Glasses Developers

Alipay partnered with Rokid to allow developers integrate hands-free 'look-and-pay' into apps via Model Context Protocol for Rokid Spatial Joy 25 AR glasses.Source 1 Users can interact with Alipay QR codes and tap-to-pay terminals using AR, advancing AI-driven immersive payments.Source 1 This builds on Ant International's iris authentication innovations.Source 1

8

Klarna Launches Agentic Product Protocol for AI Commerce

Klarna introduced the Agentic Product Protocol, enabling AI systems to discover, compare, and recommend real products with live pricing and availability.Source 1 Merchants connect once via API to reach multiple AI platforms without reformatting feeds.Source 1 This streamlines AI-powered shopping across ecosystems.Source 1

9

Tokenwell Plans US Subsidiary in Dallas to Expand Digital Assets

Tokenwell will establish a US subsidiary in Dallas, Texas, joining the Texas Blockchain Council amid the region's rise as a digital asset hub with firms like Coinbase.Source 6 The move supports index-based crypto baskets, DeFi integrations, and US exchange partnerships.Source 6 CEO Timothy Burgess highlighted Texas's regulatory clarity and institutional adoption.Source 6

10

FCA Pushes Stablecoin Innovation in 2026 Regulatory Framework

The UK's FCA is advancing stablecoin innovation through 2026 regulations, encouraging growth in digital assets alongside OCC's US trust bank approvals.Source 7 This fosters compliant development in fintech and blockchain sectors.Source 7 It aligns with global trends in regulated crypto integration.Source 7

11

MassPay Integrates Visa Direct for Global B2B Instant Payouts

MassPay integrated Visa Direct to enable faster payouts to cards, bank accounts, and digital wallets via its orchestration platform.Source 1 This enhances global B2B payment solutions with instant settlement capabilities.Source 1 The partnership boosts efficiency for cross-border transactions.Source 1