Latest FinTech & Blockchain News
Crypto Market Poised for December 2025 Rally due to Fed Rate Cuts and Liquidity Boost
The cryptocurrency market is set for a rally driven by Federal Reserve rate cuts, liquidity shifts, and easing selling pressure. Institutional activity, such as MicroStrategy's $962.7 million Bitcoin purchase, alongside the CFTC's new pilot program allowing crypto collateral in derivatives markets, underpin growing confidence and market depth.
Gemini Secures CFTC License to Expand Crypto Derivatives Trading
Gemini Titan obtained a Designated Contract Market (DCM) license from the CFTC in December 2025, enabling it to offer regulated crypto derivatives and prediction markets. This regulatory clarity boosts institutional investor participation and signals legitimization of crypto derivatives as mainstream financial instruments.
Bitcoin and XRP Prices Decline Ahead of Federal Reserve Meeting
Bitcoin dropped 2.29% to $92,166 and XRP declined nearly 5% as markets reacted to the Federal Reserve's expected policies. BlackRock's notable $200 million Bitcoin transfer added to market speculation. Reduced rate-cut expectations and lower Ripple stablecoin transaction volumes contributed to selling pressure.
Legislative Concerns on Crypto's Impact on U.S. Retirement Security
The Responsible Financial Innovation Act raises concerns among labor groups about risks integrating digital assets into retirement funds. Discussions focus on maintaining investor protections amid tokenization of equities and balancing innovation with economic stability in upcoming bipartisan Senate hearings.
Cathie Wood Declares End of Bitcoin’s Traditional 4-Year Cycle
Cathie Wood of ARK Invest stated that Bitcoin’s historic 4-year price cycle is over, emphasizing that institutional investment will drive increased capital inflows, reduce volatility, and alter Bitcoin’s market dynamics going forward.
Treasure Global Raises $2.5 Million via Direct Offering to Boost Digital Payment Platforms
Malaysia-based Treasure Global Inc. announced a $2.5 million registered direct offering to enhance its ZCITY Super App, focusing on integrating e-payment solutions and loyalty rewards, marking significant fintech growth in Southeast Asia.
RealVantage's $10 Million Series A Fundraise Oversubscribed, Valued at $70 Million
RealVantage, a fintech firm specializing in digital real estate investment, secured an oversubscribed $10 million Series A funding round, reflecting strong investor confidence and a $70 million valuation.
CFTC Expands Crypto Collateral Rules, Spurring Institutional Crypto Derivatives Growth
The Commodity Futures Trading Commission’s December pilot program allowing Bitcoin, Ethereum, and USDC as collateral in derivatives markets enhances capital efficiency and institutional participation, reducing volatility and increasing market resilience.
Institutional Bitcoin Holdings Surge While Exchange Deposits Decline
Bitcoin holdings by listed and private companies rose nearly 448%, with decreased exchange deposits indicating reduced selling pressure and a shift toward long-term institutional portfolio integration as crypto markets mature.
Prediction Markets See $1 Billion Weekly Volumes Reflecting Growing Institutional Confidence
Platforms like Kalshi and Polymarket have achieved over $1 billion in weekly trading volumes in crypto-linked event contracts, boosting legitimacy and adoption of prediction markets supported by regulatory approvals and fintech innovation.