Latest FinTech & Blockchain News

đź“…December 8, 2025 at 1:00 PM
Dubai accelerates blockchain trade with Binance partnership; European banks and global institutions boost stablecoin and crypto adoption while AI governance and crypto trading expand worldwide.
1

Dubai Partners with Binance to Revolutionize SME Trade via Blockchain

Dubai collaborates with Binance to leverage blockchain technology, reducing SME trade costs and processing times by 70%. This initiative aligns with Dubai's D33 economic agenda and regulatory frameworks like VARA and ADGM licenses, attracting over $30 billion in crypto inflows. The partnership aims to create over $1 trillion opportunities in tokenized real-world assets and establish decentralized, compliant trade systems for SMEs and investorsSource 1.

2

European Banks Form Consortium to Launch Regulated Euro Stablecoin

A coalition of major European banks announced a joint venture to develop a euro-backed regulated stablecoin, intending to modernize regional payments and reduce dependency on U.S. dollar stablecoins. This step enhances interoperability with EU financial infrastructure and aims to position the euro as a competitive currency for digital commerce and institutional transfersSource 2.

3

Traditional Banks Expand Stablecoin Pilot Programs for Cross-Border Payments

Global banks are accelerating stablecoin pilot programs to improve efficiency in cross-border payments, treasury operations, and liquidity management. Early pilots report faster settlement and lower costs, signaling stablecoins’ transition from speculative assets to practical financial infrastructure supporting both consumer and institutional use casesSource 2.

4

Vanguard Enables Access to Crypto ETFs Post Policy Shift

Vanguard lifted its prior ban on crypto ETFs and mutual funds, opening regulated product exposure to major crypto assets like BTC, ETH, and SOL. This reflects institutional acceptance of matured crypto investment vehicles within traditional brokerage accounts, meeting client demand while adhering to regulatory standardsSource 2.

5

GoTyme Bank Launches Crypto Trading in the Philippines with Alpaca Partnership

GoTyme Bank, a leading Philippine bank, introduced a crypto investment feature powered by Alpaca’s brokerage infrastructure API. This service offers easy access to 11 cryptocurrencies with bank-level security, targeting everyday users seeking diversification and digital economy participation without complex technical barriersSource 4.

6

Botim Money and Binance Sign MoU to Expand Crypto Access in the UAE

Botim Money and Binance signed a Memorandum of Understanding to explore offering cryptocurrency access to millions in the UAE, further supporting the region’s strategy to become a global crypto hub with regulatory backing and broad adoption initiativesSource 5.

7

AI Security Startup Lumia Raises $18M Seed to Enhance Enterprise AI Governance

Lumia secured $18 million in seed funding to develop AI governance tools ensuring the safe enterprise adoption of autonomous AI agents. The company’s platform provides visibility and control over AI interactions, a critical need given Gartner’s prediction of widespread embedding of task-specific AI agents in enterprise applications by 2026Source 6.

8

Crypto Markets Stabilize Amid Regulatory Clarity and Institutional Adoption

Bitcoin stabilizes near $89,000, supported by expectations of Fed rate cuts, while Ethereum and Solana continue institutional accumulation. Regulatory advancements and pilot projects in stablecoins and tokenized assets mark a shift toward crypto’s integration into mainstream financial infrastructureSource 2Source 3.

9

BlackRock’s Bitcoin ETF Experiences Record Outflows Reflecting Market Pressure

BlackRock’s iBit Bitcoin ETF recorded a $2.7 billion loss, marking its longest outflow streak due to recent price declines. Despite this, over-the-counter whale purchases of Bitcoin indicate strong hands remain active amid market volatilitySource 3.

10

Airwallex Raises $330 Million at $8 Billion Valuation to Expand Global Fintech Presence

Airwallex completed a $330 million Series G funding round at an $8 billion valuation, establishing dual headquarters in San Francisco and intensifying efforts to compete with major players like Stripe and Adyen, focusing on growing its global fintech infrastructureSource 8.

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